Cover Commercial Loan Annual Credit Review at This 90-Minute Webinar

The League of Southeastern Credit Unions & Affiliates (LSCU) is excited to bring you a Commercial Loan Annual Credit Review webinar on December 15, 2021 from 3:00 – 4:30 p.m., ET. This 90-minute webinar will cover each point and address how to satisfy regulatory expectations.

This informative session will benefit credit analysts, commercial loan officers, loan review staff, chief lending officers, credit risk officers, and Allowance for Loan and Lease Losses (ALLL) personnel.

After this webinar you’ll be able to:

  • Discuss regulatory expectations surrounding the periodic review of credits as part of your institution’s credit management practice
  • Distinguish between different review scopes and depths of review based on risk characteristics
  • Define and discuss key attributes of the periodic review, including the surrounding primary, secondary, and tertiary repayment sources
    • Guarantor support and global analysis
    • Understanding “whom” to include as part of the annual or periodic review
  • Understand the need for ongoing collateral monitoring and the importance it plays in the periodic review of credit risk
  • Clearly identify red flags that may prompt a change in risk rating, or elevation to a more substantial review process (i.e., warning indicators of imminent default)


Aaron Lewis
Young & Associates, Inc.

Aaron Lewis is a senior consultant at Young & Associates, Inc. With over 15 years in the banking industry, his expertise is now dedicated to the lending division of Young & Associates where he assists financial institutions with loan, ALLL, policy, and credit-process and compliance reviews. He also conducts seminars on credit risk and compliance.

Prior to joining Young & Associates, Aaron was the Vice President Credit Administrator of a community financial institution in southeast Michigan and managed all facets of the lending function, including originations, underwriting, ALLL analysis, servicing, and secondary market compliance. He holds a Bachelor’s in finance from Michigan State University and graduated from the Graduate School of Banking, University of Wisconsin.

Register Today!

Written by
Lizeth George
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About Us

The League of Southeastern Credit Unions & Affiliates represents 302 credit unions in Alabama, Florida and Georgia, with a combined total of $175 billion in assets and more than 11.6 million members. LSCU & Affiliates provides legislative and regulatory advocacy; education and training; cooperative initiatives (including financial education outreach); public messaging; information services; and business solutions.

LSCU Mission Statement

To create an environment that enables credit unions to grow and succeed.

LSCU Vision Statement

To be the trusted advocate and preferred source of information for credit unions.

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