adminEstimates from research firms studying the retail market indicate sales growth during the holidays in 2016 may be the best since 2005. That’s according to the Wall Street Journal, which reported: “American consumers are once again proving many of...
Richard Cordray, the head of the Consumer Financial Protection Bureau, faces a barrage of criticism as Republican President-elect Donald Trump prepares to take office and is predicted to change the structure of the organization that was established...
TransUnion released a report indicating that credit card delinquencies are rising due to more lending to subprime borrowers in recent years. The data also predicts even more borrowers will be late on their payments next year, due to rising interest...
Bankers have been outraged about changes in credit union field of membership (FOM) guidelines, which have been expanded to offer more people the opportunity to enjoy the advantages of credit union membership. Steve Swofford, president of Alabama...
As we approach the end of the year, it is always a good time to reflect on the many great accomplishments made throughout 2016. I’m positive that 10 years from now, when we all look at this past year, we still will be shocked at how it all played...
2016 Data Breach Trends 87 percent of breaches were at businesses with five or fewer locations Gift card fraud continues to be on the rise – 31 percent of the consumers purchase gift cards from gift card malls or kiosks (typically found in...